How does that work? Companies who pay you for answering questions are aware of the fact that if the company have experts in different areas answering all the questions from potential customers then company name will grow.

It’s very useful to people who have good knowledge about a field. It’s advisable to pick only that area in which you have complete knowledge. The more areas you know the more you can earn. The amount of money that you will get from the company will depend on your field or subject and your potential.

There are quite a few get paid for answering questions sites and ExpertBee is one of them.

ExpertBee

ExpertBee pays experts for answering questions. Here’s how to get started. Visit Experbee and on New User Registration Page , enter a username, password and email address to get registered free. Then using your username and password logon and write your expert profile containing your educational qualification and fields, topics or subjects in which you are interested in to give answers.

Whenever a question related your chosen field or subject is asked by an Expertbee user then it will be directed to your inbox. The mail will contain the question and amount of money you can earn by answering that question. You have to bid your price for that question meaning you have to pick how much you want to get paid for answering that question. Its wise to bid relatively less if you are new expert because the same question will also be directed to some other experts also that are related to your field and they give their bids also. Now its up to the expert bee user to decide which expert he/she wants to hire for giving his/her answer. Who ever is picked by Expertbee user will get paid.

Expertbee user will pay Expertbee and Expertbee will pay you $0.60+20% of the bid price. If you get a question which you are not able to answer then you can skip that question for other experts to answer. The more questions you win and give right answers the more good reputation you earn. Experts with good reputation can set their bid price for answering a question very high and if they are picked then they earn quite handsome amount of money for answering a question. Good thing about it is that there is no specific location or age requirement to be an ExpertBee expert and give answers.

So if you have good knowledge about a particular field or topic then you can earn good money online by answering questions in this Get Paid for Answering Questions Websites.

Customer can order and pay for merchant on website by international credit or debit as Visa, MasterCard, American Express,…The whole operation from select goods, order and do payment are performed on Internet.

The simple and convenient process implies multiple risks because:

The customer authentication of business is limited: physical card is not checked, invoice do not has signature of buyer.

The goods review from customer is limited: can not check actual goods before payment.

The successful of online payment transaction do not mean a successful buying and selling transaction.

If the card information is exploited or merchant does not provide goods, service as engaged, cardholder has the right to complain with issuer bank about the card payment transaction. This will initial charge backs transaction.

When there are charge backs transactions, merchant may be required to pay back amount of payment that acquirer bank advanced.

Visa international card organization offer 15 steps to reduce risk during processing online payment for merchants:

1. All related staffs must be trained to understand about risk management

2. Select the prestigious issuer bank and payment gateway provider

3. Website with complete information<

4. There are tools to support the risk reduction

5. In internal business, there is a system to prevent the risk

6. Learn the support tools of international card organization, acquirer bank, payment gateway provider

7. Apply risk management tool to exclude fraud transactions

8. Joint the risk reduction program which is offered by international card organization such as Verified by Visa

9. Protect Merchant Account, against the attack of the crime

10. Build the cardholder authentication process.

11. Business that is implemented after customer’s payment.

12. Security for customer personal information

13. Prevent actively chargeback transaction

14. Analyze and find the method to reduce the rate of chargeback

15. Solve positively chargeback transaction to minimize losses

Verified by Visa, the cardholder information authentication program will be implemented with every online transaction that use Visa card. The program protects the card holders and the Merchants from the card steal, the illegal card information using on the online purchases.

You can use your Visa international card to buy the goods or services on the websites in Vietnam and over the world. Normally, if you enter the card information correctly, your card balance has enough money to pay and it has been activated the internet banking function then your card limit will be deducted by the transaction value. Since the payment base on the information which are displayed on two card faces, in many cases the card information can be seen and exploited easily.

If both the website and the issuer bank participated on Verified by Visa program, the customers will have to enter the internet password aside from the information on the card faces. This password, that helps us prevent the card information exploitation on the online payment, was provided privately for cardholder by the issuer bank and complete security.

Like Visa, the other international card organizations in the world built the similar security programs, such as MasterCard Secure Code or J Secure program. In Vietnam, the websites are connected with OnePAY payment gateway are applied those security programs to help the cardholder and e-commerce websites manage the online transaction safely.

Source:  OnePay.Vn

Here’s the $100 promotion page for new checking customers: promo.bankofamerica.com/getmore100. Enter offer code WIWGASINT for personal account or SBECASH for business account.

And here’s the $25 promotion page for bill pay: billpayoffer.bankofamerica.com.

Some of the important small print to qualify for the $75 includes:

You get $75 when you open (1) qualifying new checking account with an opening balance of $250 during the eligibility period and (2) use your debit card for the new checking account to pay for a purchase from a merchant within 30 days after opening the new account.

This is a special limited time offer available to new customers who open an eligible new personal or business checking account online or in one of our banking centers.

Offer does not apply to second or multiple accounts.

A new customer is a person who is not currently a signer and who was not a signer within the last 6 months on a Bank of America checking account.

Important small print for the $25 bonus includes:

For new customers: To get the additional $25, use the online bill payment service to pay two bills from your new checking account within 30 days after opening the account.

For existing customers who have not made a bill payment with Bank of America Online Banking within the last 6 months: Customers will get $25 if they use the Online bill payment service to pay two bills from their checking account within 30 days.

Credit for this find goes to SlickDeals member Iqleon who mentioned this promo in this SD thread.

Hard Credit Pull

There are some things to note regarding BofA. First, many have reported that BofA does a hard credit inquiry on your first checking account. A reader noted in a previous BofA post that he received two pulls when he did this promo in early 2008. A hard credit inquiry can ding your credit score a little for a few months.

Receiving the Bonus

It can take patience and persistence to receive the bonuses. The bonuses that I’ve received only came after reminding them using their online message system. Others have had to make many calls to a banking rep. Not everyone has been successful.

Old and New Fees

According to the online application page, MyAccess Checking is “free with no direct deposit requirement. No minimum balance required.” Make sure you keep an eye on your statements to make sure no fees start popping up. You might want to make a copy of the application where it states that the MyAccess Checking will be free.

BofA charges for things that you might expect are free. For example, if you make an outgoing ACH transfer, there’s a $3 charge (see BofA page).

BofA recently notified customers of account changes which include new fees. Here’s their information page on this. MyAccess Checking monthly fee is going up to $8.95 per month starting June 5th if you don’t maintain a $1,500 balance or if you don’t have direct deposit. However, here are the exclusions listed:

Fee changes do not apply to customers who opened a free MyAccess Checking account during specific time periods at Bankofamerica.com: Customers in GA and TX after 11/1/2006; and customers in any state after 4/20/2007.

Customer Service

There have been many reports of bad customer service at BofA. Here’s an interesting one that was was posted at the Consumerist last year.

Other Bank Bonuses

Other Bank of America bonuses can be viewed in my Bank of America deals page. The last BofA bonus that I posted on was another $75 checking bonus. Unlike this new one, it required an initial deposit of $500 in a checking account rather than $250.

To find other bonus deals, please refer to my bank bonus page which has all of my recent bank bonus posts.

Learning how to make money online requires learning how to make more money online. Once you make the decision of which online business opportunity you want to pursue so you can make money from home, you need to learn how to give every website visitor the opportunity to purchase your business product or service. The first and easiest method of making an opportunity for more online sales is to expand the options for the customer’s method of online payment.

When you get started in your home online business, accepting money orders is the easiest option for you, but not the easiest option for your online website visitors. Most visitors to your online website will know how to use a money order to make an online purchase from your business, and money orders are certainly a payment option you should provide to make more money from your home online business. However, money orders give the online website visitor the opportunity to leave your website – which is akin to a customer leaving a store or business without making a purchase. Opportunity then exists for the customer to debate their intent to make a purchase from your online business. Additionally, the events in the individual’s home or work life are likely to lead them to forget how to return to your online business for information, and will likely interrupt their opportunity to finalize the sale from your online business.

The convenience of credit cards, their ability to satisfy instant gratification, and their ability to provide the convenience of shopping from home, have led credit cards to become the most popular method of making online purchases. 60% of purchases from online business were made with credit cards according to a Nielsen Global Online Survey. The online survey also reported that 85% of online users from around the world have made an online business purchase over the Internet. Books (traditional books and ebooks) were the most popular purchase, and accounted for over 41% of the online sales.

Security will always be an issue with credit cards, whether they are used online or at a local business. However, technology continues to develop making the security of online credit card transactions more secure. The newest trend, temporary one-time use credit cards (such as the new Paypal plugin provides), makes online credit card purchases easier – and available to those who don’t have a credit card.

To learn how to make money online by accepting credit cards, become familiar with the terminology used in e-commerce business. This will help you quickly learn how to make more money online from home. You will need a “merchant account” to make the opportunity for a credit card purchase available at your online business. The caveat to accepting credit cards is that it does cost money. However, the increased sales more than make up for the cost, and you can easily adjust your online sales price to include the cost of the credit card transaction. Reevaluate your costs and expenses and adjust your profit margins accordingly.

Learning how to make money online by accepting credit cards is one of the best investment opportunities you can make for your online business. Without credit cards, you would have to put in a substantial amount of time to learn how to promote your website and make money from home by merely accepting money orders. The easiest way to make money from home that can double the income from your online business is to accept credit cards. Take the time to research how to make money online. Start researching online business opportunities and merchant businesses available. You’ll be able to increase your sales and continue to learn how to make more money from home than you had originally imagined.